Zapote is your experienced AI advisory on the client side, with real technical depth. We define vision, priorities and architecture with you, prepare sound build-vs-buy decisions and support delivery: with your team, your vendors or ours.
We collect, structure and assess your ideas by value, feasibility, data availability and risk, and often find the opportunities nobody has written down yet.
Opportunity map with transparent scoring
Top 3 candidates with business case and feasibility check
Clear recommendation for the first use case, including stop criteria
Not every process needs an AI agent. We assess where classic automation is enough, where AI should assist people and where controlled autonomy creates real value.
Process selection by effort, value, data availability and risk
Target process with a clear split of tasks between human and machine
Business case and recommendation for the first pilot
We review your pilots for value, architecture, data quality, evaluation and operability, and tell you honestly which ones should scale and which should not.
Portfolio assessment: scale, sharpen or stop
Production-readiness gaps and quality gates
Delivery plan, with delivery steering by us if you wish
We design what your product or process looks like with AI: from the perspective of users, data and architecture. The result is an MVP scope your team can build.
Product or process vision with measurable success criteria
Solution design and target architecture, including clickable mock-up or prototype
Agents that operate systems and prepare decisions need more than a good prompt. We clarify where agents make sense, how autonomously they may act and which controls stand in front of them.
Assessment of how well your processes suit agents
Target architecture with identity, policies, human oversight and audit
We assess proposals, platforms and agencies with technical rigor. We receive no commissions or referral fees from vendors. We disclose our own delivery proposals.
Evaluation matrix, proposal comparison and reference check
typically 3–12 months, depending on the initiativeTypically 1–3 days per week, depending on the phase
External technical leadership of agreed AI initiatives: We coordinate technical workstreams with your teams and vendors and build up your internal capability.
Develop AI roadmap, portfolio and budget planning, with the decision on your side
Safeguard architecture and quality decisions
Define capability needs and role profiles, support selection from a technical perspective, hand over to your internal leadership
Governance belongs in the architecture, not in a slide deck. We review how your AI systems handle identity, permissions, data flows, human oversight and traceability.
Review report with traffic-light rating and prioritized actions
Technical assessment against requirements under the EU AI Act, GDPR and, where relevant, DORA defined by your legal and data protection advisors
Governance-by-design blueprint for future initiatives
From the first vision to steering delivery, from one source. The same person who shapes the strategy with you also owns architecture, vendor selection and quality. There is no gap between slide and code.
Vision & strategy
Design & decision
Delivery & steering
01 Vision & strategy
Define AI vision and priorities
We translate your corporate strategy into an AI vision that management, business units and IT stand behind together, with clear priorities and the courage to leave things out.
Questions we answer
Where does AI create a real competitive advantage?
What is a must, what is nice to have?
Which capabilities do we need in-house?
Outcome
AI target picture & focus areas
Prioritized roadmap
Management decision paper
02 Vision & strategy
Identify relevant AI opportunities
Structured discovery with your business units: we find the use cases with measurable value and assess them honestly for feasibility, data availability and risk.
Questions we answer
Which processes and products benefit most?
Are our data and systems good enough?
What is realistic in 3, 6, 12 months?
Outcome
Opportunity map with scoring
Business cases for the top candidates
Recommendation for the first use case
03 Vision & strategy
Develop a product or process vision
What does your product or process look like when AI is used well? We design the target picture from the perspective of users, business and technology, and cut it into deliverable steps. This includes automating existing processes with AI.
Questions we answer
Which problem do we solve, and for whom?
Where does AI work, where does a human decide?
How do we measure success?
Outcome
Product / process vision
User journeys & target process
MVP scope & KPIs
04 Design & decision
Define solution design and AI architecture
We design an architecture that fits your IT landscape, can be operated securely and does not break with the first model change. We prototype ourselves where it speeds up decisions. This includes agentic AI with identity, policies and human oversight.
Questions we answer
Which models, platforms and data?
Cloud, private cloud or sovereign?
How do we safeguard quality, cost and security?
Outcome
Target architecture & data flows
Security & governance concept
TCO estimate, prototype if needed
05 Design & decision
Decide build vs. buy vs. partner
Build it yourself, buy standard software or deliver with a partner? We make the decision transparent: with a robust TCO model. We disclose vendor ties and our own commercial interests.
Questions we answer
What differentiates us, what is commodity?
What does it really cost over 3 years?
How large is the lock-in risk?
Outcome
Decision matrix & TCO comparison
Risk and dependency analysis
Clear, reasoned recommendation
06 Design & decision
Assess internal teams or external vendors
Can your team do it? Will the agency deliver what it promises? We assess capabilities, proposals and solutions with technical rigor, so you start with the right crew.
Questions we answer
Which skills are missing in-house?
Which vendor fits technically and culturally?
Are proposal and effort plausible?
Outcome
Capability assessment
Vendor shortlist & evaluation matrix
Recommendation for team build-up or sourcing
07 Delivery & steering
Review architecture, quality and governance
An independent outside view before a system goes into production or budget is scaled. We review code, architecture, evaluation, security and compliance readiness.
Questions we answer
Is the system production-ready?
How do we measure quality and hallucinations?
Are controls & evidence sufficient?
Outcome
Review report with traffic-light rating
Quality gates & eval concept
Prioritized list of actions
08 Delivery & steering
Steer delivery on the client side
We sit on your side of the table. We coordinate agreed technical workstreams with your teams and vendors and make progress and risks visible.
Questions we answer
Are we on track for time, budget and quality?
Is what was agreed actually being built?
Which decision is due now?
Outcome
Delivery governance & milestones
Acceptance & quality gates
Transparent management reporting
09 Delivery & steering
Fractional AI Lead or independent advisor
External technical leadership of agreed AI initiatives, or a sparring partner for executive management and the board, within the agreed scope.
Questions we answer
Who owns AI in our organization?
How do we build an AI team?
How do we avoid costly wrong decisions?
Outcome
External technical leadership of agreed initiatives
Operating model & capability building
Planned handover to internal leadership
Operationalize
You decide who builds. We support architecture, quality and delivery.
Strategy without delivery stays on the slide. That is why we see your AI initiatives through to production, in the model that fits your organization.
With your in-house team
Your team
builds and operates
Development, integration and operations
Domain knowledge and process ownership
Grows its AI capability with every project
Zapote
supports, enables and reviews
Architecture, technical guardrails and code reviews
Coaching, pairing and enablement programs
Evaluation, quality gates and production readiness
Ideal if you want to build AI as an in-house capability. The goal is that your team gradually no longer needs us.
With your vendors
Agency / system integrator
delivers the build
Development according to the agreed architecture
Scalable capacity and specialist know-how
Delivery against clear acceptance criteria
Zapote
represents your interests
Vendor selection, statement of work and proposal review
Delivery steering, reviews and acceptance
Early warning on quality, cost and schedule
Ideal when capacity is sourced externally. You get a technically versed advisor on your side of the table.
With the Zapote team
Your organization
brings the goal and domain knowledge
Product owner and domain contacts
Access to data and systems
Decisions at the milestones
Zapote
delivers end to end
Technically led by Oscar. Depending on scope, an agreed team from our network supports delivery.
Prototype, production pilot and integration
Documented handover to your operations
Ideal for fast results without an AI team of your own. Zapote delivery is one option. We compare it with alternatives and explain our recommendation.
How we work together
Start small. Prove impact. Then scale.
No large project on speculation. You start with a clearly scoped entry and decide afterwards how to continue.
1
Intro call
30 minutes · free of charge
We understand your starting point, goals and constraints. You get an honest assessment, even if it is: “You don’t need us for this.”
2
Focused entry
2–4 weeks · fixed scope
Vision & Roadmap Sprint, Opportunity Discovery or Architecture & Vendor Review: clearly scoped, with a fixed outcome and low risk for you.
You get: a documented basis for decisions for management and relevant control functions.
3
Delivery support
3–12 months
As Fractional AI Lead, delivery coordination or Architecture & Quality Assurance, we take on technical leadership of delivery for agreed initiatives, with your team, your vendors or ours.
Shared goal: putting AI solutions into productive use – with agreed quality gates, governance and a documented handover.
4
Enable & hand over
ongoing
We build internal capability, processes and roles until your team or your new Head of AI takes over. Afterwards we stay on board as advisor if you wish.
You get: a sustainable AI capability of your own instead of dependence on consultants.
2–4 weeks
AI Vision & Roadmap Sprint
From “we should do something with AI” to a prioritized, fundable roadmap.
AI target picture & priorities
Opportunity map
Roadmap & business cases
2–3 weeks
Architecture & Vendor Review
Independent review of architecture, vendors and build vs. buy, before budget is committed.
Architecture & quality review
Vendor evaluation
Build / buy / partner
Long-term support
typically 3–12 months, depending on the initiative
Fractional AI Lead
External technical leadership of agreed AI initiatives. We develop the roadmap and budget planning, coordinate technical workstreams and are accountable for the agreed reviews and decision papers. Budget approvals, personnel decisions and operational responsibility remain with you.
Typically 1–3 days per week, depending on the phase
Technical coordination
Capability building & selection support
project-based
AI Delivery
From prototype to production pilot: with your team, your vendors or the Zapote team.
Solution design
Production pilot
Quality gates & handover
Why Zapote
Senior expertise with technical depth, without consulting overhead.
You have alternatives: large consultancies, AI agencies, freelancers or an internal hire. These criteria help you assess any offer, including ours.
Selection criteria for AI advisory: Zapote and questions to ask other providers
Criterion
Zapote
Check with other providers
Senior involvement
Technically led by Oscar
Who actually works on the project?
Strategy and architecture
From a single source, from vision to code review
Who owns strategy and technical delivery, and who connects the two?
Transparent vendor selection
No vendor commissions; own delivery interests disclosed
Which partnerships and compensation arrangements exist?
Time to start
Project start typically 2–4 weeks after commissioning, depending on scope and current capacity
When and with whom does the project actually start?
Cost & flexibility
Agreed per project
What costs and commitments arise over the term?
Knowledge transfer
Part of the agreed scope, with the goal of building internal capability
Which handover and enablement is included?
Hiring a Head of AI internally: when does it make sense?
Can make sense when permanent strategic and operational leadership tasks arise. Budget and time to fill the role need to be planned individually.
Which role, budget and timeline fit your initiative?
Often the best solution is a combination: Zapote supports architecture and quality, a delivery partner implements, your internal leadership decides on priorities and resources, and your future Head of AI is onboarded.
Selected project experience
Experience that connects strategy and implementation.
Examples of technical work from Oscar’s professional career in leadership, CTO and engineering roles, including before his work at Zapote. These are not exclusively Zapote projects. Scope and goals for your project are agreed individually. We only name clients with their approval.
AI enablement · FinTech
Strategy & enablement
Work on AI strategy, governance, prioritization and an operating model. Supported teams through an AI champion program.
Data platform · HR Tech
Semantic search
Work on data quality computation and an architecture using semantic search.
Process automation · HR Tech
LLM classification
Development of an LLM-based classification system to automate manual workflows.
Whether assistant, process automation or autonomous agent: we anchor security, quality and compliance in the architecture from the start. This gives you technical foundations for your approval processes and traceable operation. A particular focus is governed agentic AI: agents in which identity, permissions, policies and human approval are part of the architecture from the start.
Control outside the model
Identity, permissions and policies decide what AI may do. The model only proposes.
Measurable quality
Evaluation, tests and monitoring instead of gut feeling: quality gates before every release.
Implement regulatory requirements technically
We incorporate requirements under the EU AI Act, GDPR and, where relevant, DORA defined by your legal and data protection advisors into architecture, controls and documentation. Legal assessment and clearance remain with your legal and data protection advisors.
EU AI ActGDPRDORAData sovereignty
+ View the reference architecture for agentic AI
Schematic reference architecture: proposed actions are checked against permissions and policies before execution. Required human approvals complement these controls.
Schematic reference architecture: proposed actions are checked against permissions and policies before execution. Required human approvals complement these controls.
AI-generated portrait
Oscar Morillo Victoria
Founder & Managing Director, Zapote Ventures
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About Oscar
“For AI to work in practice, technology, priorities and technical leadership need to fit together.”
Oscar combines 12+ years of experience in software engineering and AI with executive strategy and production engineering. As Head of Business Unit Data & AI, as CTO of an AI consultancy and as co-founder & CTO of a digital health startup, he has built and led teams across AI, data, software and hardware.
He knows what a board meeting on AI strategy feels like, and what a deployment at two in the morning feels like. That is why he stays technically hands-on as an advisor: in architecture, prototyping, code reviews, evaluation and quality gates. At Zapote you work with him from the first call to the handover, with no junior layer in between.
2026Head of Business Unit Data & AIFinTech group: data & AI strategy, governance, operating model, prioritization and steering model, use case workshops, team enablement
2024–2026CTO (from 10/2024), AI consultancyFractional CTO mandates and AI projects in sectors including aviation, wholesale and manufacturing, as well as digital platforms; agentic AI architectures, AI strategies and roadmaps, build-vs-buy, TCO model; responsible for IT security policies and their technical implementation within the ISMS, including risk assessment and definition of technical security controls; contributed to audits within the company’s ISO 27001 certification process; technical lead on RFPs and proposals
2021–2025Co-founder & CTO, digital healthAI-powered health product with hardware and a mobile app, built the technology and AI roadmap, built and led an internal and external technical team, architecture designed with GDPR requirements in mind
since 2021Founder, Zapote VenturesFractional AI Lead, technology advisory, development of AI strategies and roadmaps, design of agentic AI architectures and delivery of AI projects, including for international clients
2014–2021ML Engineer to Team Lead Data ScienceMedTech, AdTech, marketplaces, HR Tech: development and operation of AI products
Zapote Ventures is an independent AI advisory based in Berlin. We work on the client side: from AI vision, priorities and roadmap through solution design, AI architecture and build-vs-buy decisions to steering delivery, with your team, your vendors or ours. The offer on this website covers technical AI advisory and implementation for businesses.
Are you an agency or a strategy consultancy?+
Neither. We combine strategy with technical depth: the same person who shapes the vision with you also owns architecture, vendor selection and quality. Delivery can be done by your team, your vendors or us. What matters is what works best for you.
How does an engagement start?+
With a free 30-minute intro call. This is typically followed by a clearly scoped entry of 2 to 4 weeks, such as an AI Vision & Roadmap Sprint or an Architecture & Vendor Review. If it fits, we then support delivery for 3 to 12 months, for example as Fractional AI Lead.
How independent are your recommendations?+
We receive no commissions, partner bonuses or referral fees from vendors, platforms or agencies. We justify build vs. buy vs. partner decisions transparently with cost, risk, dependencies and time to value. If we recommend delivery by our own team, we disclose the reasons. Our own delivery creates a commercial interest; you make the sourcing decision.
Which organizations is Zapote a fit for?+
Mid-sized companies and corporates with complex processes or digital products that want to use AI seriously but do not yet have established AI leadership or need an independent second opinion. Typical contacts are managing directors, CIO, CTO, COO, CDO or Head of Digital.
What does a Fractional AI Lead take on?+
We take on agreed advisory and project services: roadmap, architecture, reviews and technical coordination, over an agreed period. Personnel, budget and operational decisions remain with you. Scope and working arrangements are agreed for each engagement.
When do we need an AI agent and when is automation enough?+
Not every process needs an AI agent. We assess where classic, rule-based automation is enough, where AI should assist people and where controlled autonomy creates real value. If we do not recommend an agent, we say so openly.
Do you also advise on governed agentic AI?+
Yes, it is a focus area. We design agents so that identity, permissions, policies, human oversight and audit are anchored in the architecture outside the model. The typical entry is a Governed Agentic AI Blueprint of 2 to 4 weeks.
Do you work remotely or on site?+
Both. We are based in Berlin and work in Germany, Austria and Switzerland. Workshops and key milestones on site where useful, ongoing collaboration mostly remote.
Let’s talk about your AI vision.
30 minutes with Oscar Morillo Victoria: we discuss your starting point, your goals and the next sensible decision. You leave with an honest assessment, even if we don’t end up working together.